LOAN ELIGIBILITY

Not sure about what type of loan to apply? Learn about the personal, home or property loans that are available in the market and apply:


Salaried professionals Personal Loan Home Loan
Min Loan Amount (Rs) 50,000
Max Loan Amount (Rs)           2,000,000          
Min Loan tenor (months) 6
Max Loan tenor (months) 60
Property type N.A
  • Ready, Resale and Under Construction (incl. self-construction) properties.
  • Plots allotted by the authorities and developers to be considered for funding.
  • No loan would be given in respect of properties meant for residential use
    but which the applicant intends to use
  • No loan would be given in respect of properties meant for residential use
    but which the applicant intends
  • No loan would be given in respect of properties meant for residential use
    but which the applicant intends
    for commercial purposes and declares so while applying for loan.
  • No B Katha & Gram Panchayat properties to be sourced.
Debt Burden ratio
Loan to property value LTV grid on Loan Amount Upto 30 Lakh  90%
> 30 Lakh but < 75 Lakhs  80%
> 75 Lakh  75%
Minimum work ex in current organization 12 months 12 months
Minimum total work experience 24 months 24 months
Minimum duration in current residence (if rented) 12 months 12 months

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