Not sure if you are eligible to apply for a personal loan or a secured loan backed by home or property? Compare your profile from the table below and Apply here

Criteria Personal Loan Home Loan
Age (Min-Max yrs) Min 21 yrs- Max 58 yrs Min 21 yrs- Max 65 yrs
Minimum monthly salary(Cash in hand) Rs 17500(small cities)/ Rs 20,000 (Tier 2)/ Rs 25,000 (Metro/Tier 1) Rs 17500
Min NET monthly Salary
(as per current residing city)
Mumbai & Delhi/ NCR
Bangalore, Chennai, Hyderabad, Pune, Kolkata, Chandigarh

Rs 25000
Rs 20000
Rs 17500
Eligible Income for loan Net monthly salary after deducting EMIs (Excluding Reimbursements/Bonus etc.) Net Annual Salary+ Bonus & LTA + Other Income+ Rental Income from Property Mortgage with ABHFL
Minimum work ex in current organization 12 months 12 months
Minimum total work experience 24 months 24 months
Minimum duration in current residence (if rented) 12 months 12 months

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